For anyone attending post-secondary school in the Sunshine State, it is very important to know how to find a cheap Florida student health insurance plan. You can cut your insurance expenses significantly if you know how to find a cheap FL student health insurance plan and as we all know, students are always on a budget. Put knowledge on your side today and find out how to find an affordable Florida student health insurance policy.
Student Select is a policy just for students of practically any age. They are automatically accepted to the plan if they are attending graduate school full time or have 9+ credits towards the undergraduate degree, and are at an accredited Florida college or university. However the coverage on this type of policy is very limited.
An actual "student" health insurance plan may not be the best solution to your health insurance needs, because of the limitations that come with it. You may be better off with an individual health insurance plan or even a temporary health insurance plan. Whatever you determine you need, the key is to shop around, get lots of quotes and compare them carefully for the cheapest price and the best coverage.
Choose Your Options
If you are healthy and rarely use your health insurance you will save money by putting a plan in place that will take care of you in case of catastrophic illness or injury only. You can also save money by raising deductibles, going with high co-payments and co-insurance. By limiting your choice of providers, by opting for an HMO instead of a PPO, you will also get a cheaper health insurance plan. One option that students are increasingly using to lower their costs is to take advantage of a Health Savings Account or HSA. HSA's allow for very low monthly premiums with comprehensive coverage and some great tax benefits.
Compare Your Options
With the knowledge of how to find a cheap Florida student health insurance plan under your belt you are ready to get started. To get quotes now, the quickest and most effective way is to use a free online quote tool that will allow you to compare and contrast rates from many different companies. Simply input your zip code, answer a few questions and in no time you will have a variety of quotes to compare and choose from. Finding Florida individual health insurance is a snap if you are a student and you are willing to do a little homework comparing rates!
Whether you are a college student, high school student, graduate student, or foreign exchange student - get started shopping around and finding the best student health insurance plan today!